3 ways i’ve revolutionized how i waste time
i’m a pretty smart person, so why is it so hard for me to get through the day without some serious mental-energy issues? who knows. but i recently made three changes in my life that save me a LOT of time each day… therefore giving me more empty time in which to get tired/bored/lost.
1. set all my email accounts to run through gmail
i have at least five email addys—the real personal one, the online spammy personal one, the one from my old employer, the freelancer one, the online spammy freelancer one, and probably a couple others. because i was using dreamhost’s “spam assassin” feature, i couldn’t run all of them through entourage. so i would leave a browser window open and check my junk mail folder every few minutes. total PITA. now, everything runs through gmail, and i can use its omnipotent search capabilities too.
2. check my feeds, gmail, the weather, and the news through iGoogle
this is the big one. i used to mouse through my bookmarks every hour or so as a mental break looking for new blog entries. then once i was reading a blog, i’d get caught up in the archives for an embarrassingly long time. (have i ever mentioned that i spend much more time passively thinking than actually doing anything? it’s a family trait i’m trying to outrun.)
now in one glance i can see what’s new and worth reading. if there are no updates, i have to actually think of a reason to visit a blog. and really, that’s a lot of work, so i normally just skip it.
3. simplified the auto-pay on my bills
i’m a freelancer who spends more than she should, has erratic income, and yet wants to pay down debts and save as much as possible. all my bills were set up to be paid automatically from my checking account, and it was annoying to never be quite sure when they’d be withdrawn or how much exactly i would need in my accounts.
i simplified everything (and got rid of my worrying) in three steps:
- any bill that can be charged to a credit card now goes to my amazon card, which i pay off every month.
- any bill that has to come from a bank account (the utilities and my student loan) now goes to my savings account.
- i decided how much i’m willing to spend on food, gas, and other basic expenses, and am sticking to them.
now i can leave just a little money in my checking account and know that there won’t be any unexpected charges that put me below zero. this means i can send bigger payments to the credit card i’m paying down and leave the rest of my money in my high-interest savings account.
(edit: i’ve also started using yodlee moneycenter to centralize all my bill accounts, bank accounts, credit cards, and other things. it’s a great tool for seeing everything at a glance and staying on top of due dates and account activity.)
that’s an awful lot of mental energy freed up. what on earth am i going to do with it?